Is one of your New Year’s Resolutions to save money? The beginning of the year is the perfect time to plan your budget, and save money while paying off debt. Where to Find Money for Savings Perhaps the biggest obstacle when trying to save money is finding it in your budget. Ideally, you will plan […]
Category: Personal Finance
Category: Personal Finance
Are you looking for an understanding of Personal Finance in Nova Scotia? Look no further, our blog has an incredible amount of personal finance content. Read on!
Budgeting 101 – Starting a Budget for the First Time
Establishing a personal budget is a cornerstone of prudent financial health, yet many Canadians don’t actively budget. You don’t have to be one of them. Here are some simple budgeting 101 suggestions for starting a budget for the first time. Budgeting Wants and Needs When creating your budget, take the time to separate your wants […]
SMART Financial New Year’s Resolutions
Lose weight … get in shape … get motivated … volunteer more … get out of debt. It is the common refrain heard every January as we make New Year’s resolutions. Sadly, most people’s resolutions fail before the calendar turns to the month of February. How can you avoid this when making financial New Year’s […]
Behaviour Before Math
We are super excited to announce that David Moffatt has published a book. It is called Behaviour Before Math and it is available on Amazon in paperback or kindle versions. Have you ever felt like you couldn’t get a handle on your finances? That no matter what you try you always seem to stay where […]
How Much Debt Is Too Much Debt – Find Out Now
“How much debt is too much?” There are a couple of simple answers to that question: (A) “More debt than I can pay is too much debt,” or, (B) “The debt that I have now is too much debt.” If that’s how you feel, then rest assured: you are not alone. Still, if we had to put […]
How to deal with a Debt Collection Agency in Nova Scotia
Dealing with a debt collection agency is one of the hardest things you can do as someone in debt. You are already struggling with debt – which is painful enough. The next thing you know you are getting harassing calls that prevent you from sleeping at night. The problem with the current blog posts on […]
5 Steps To Get Debt Free Fast!
Becoming debt free is a goal that so many consumers have these days. With debt loads rising faster than incomes, it is an unfortunate fact that debt has become a way of life for so many. With nearly $1.79 in debt for every dollar of income we make, it is clear that times are becoming […]