Every client I have ever dealt with who held a security clearance has asked themselves ‘Will Debt Consolidation Affect My Security Clearance?’. This question is asked by our clients that mainly work for the government. While we cannot answer this question with 100% certainty, we can answer it based upon having assisted several government employees […]
Category: Blog
Blog
Are you looking for debt topics in Nova Scotia? Look no further, our blog has an incredible amount of debt-related content. Read on!
Getting Out Of Credit Card Debt – Ultimate Guide
Are you tired of being stuck in credit card debt? Welcome to a club that a significant portion of the population is currently in. Let’s explore the true secret to getting out of credit card debt. Getting out of credit card debt can be extremely difficult. Especially if you are carrying a larger balance. The […]
What Debt Can Be Written Off – Know Your Options
What debt can be written off is a question that many people struggling with debt ask. What people don’t realize is that nearly every type of debt can be written off. There are only a few exceptions which we will cover later in this article. A Debt write off can always be granted by the original […]
How Much Debt Is Too Much Debt – Find Out Now
“How much debt is too much?” There are a couple of simple answers to that question: (A) “More debt than I can pay is too much debt,” or, (B) “The debt that I have now is too much debt.” If that’s how you feel, then rest assured: you are not alone. Still, if we had to put […]
Debt Help & Debt Relief: Top Programs in Nova Scotia
When in debt it is very hard to know what is the best debt relief and debt help program. With all of the advertisements you see on TV and hear on the radio it is truly difficult to know what is the best option for you. We’ve compiled a list of all of the best […]
Student Loans in Bankruptcy – The Conclusive Guide
Knowing how your student loans will get impacted if you file bankruptcy is an important question. Student loans are special in that they are treated differently than your regular unsecured debts. How they get handled depends on how long you have been out of school. The general rule is that if you’ve been out of […]
How to deal with a Debt Collection Agency in Nova Scotia
Dealing with a debt collection agency is one of the hardest things you can do as someone in debt. You are already struggling with debt – which is painful enough. The next thing you know you are getting harassing calls that prevent you from sleeping at night. The problem with the current blog posts on […]
Bankruptcy Specialist: Choose Wisely
It is hard enough navigating the traditional banking system let alone bankruptcy. RRSPs, RESPs, TFSAs, Whole Life, Universal Life, Term Life, Seg Funds, Non-Registered, Registered accounts. It all becomes extremely confusing. When you talk about bankruptcy you have equally complex terms like exempt assets, non-discretionary expenses, hypothetical bankruptcy value, proven claims, dividends, etc. Although these […]
Debt Relief Steps You Can’t Take On Your Own
And some you can! If you’re swimming in debt, you’re hardly alone. According to a report published by CBC Canada early this year, the average Canadian citizen spends approximately $1.77 in debt for every dollar of disposable income received. While this is a slight decrease, it’s still no reason to smile as a majority of Canadian […]