There is an old axiom, “The best time to plant a tree was 20 years ago. The next best time is today.” Don’t let tax planning failures in years past hinder your ability to make plans for this year. So, how can you start using simple tax planning to your advantage, avoiding tax debt? Using […]
Category: Blog
Blog
Are you looking for debt topics in Nova Scotia? Look no further, our blog has an incredible amount of debt-related content. Read on!
Get Ready for Tax Time
As the calendar turns to February, Canadians began thinking about their annual ritual of preparing income tax returns. What can you do to get ready for tax time and make life a little easier for yourself? Get Ready for Tax Time and File on Time Regardless of your financial situation, it’s imperative to file your […]
Are Your Student Loans Coming Due This Year?
Attending post-secondary education, whether for a certificate, diploma, degree, or post-graduate degree, is a valuable investment. If you can, avoid incurring debt to attend a post-secondary institution. But if you required funding to help invest in your future, you may find your student loans coming due this year. When Do You Repay Student Loans? Nova […]
How to Save Money while Paying Off Debt
Is one of your New Year’s Resolutions to save money? The beginning of the year is the perfect time to plan your budget, and save money while paying off debt. Where to Find Money for Savings Perhaps the biggest obstacle when trying to save money is finding it in your budget. Ideally, you will plan […]
Budgeting 101 – Starting a Budget for the First Time
Establishing a personal budget is a cornerstone of prudent financial health, yet many Canadians don’t actively budget. You don’t have to be one of them. Here are some simple budgeting 101 suggestions for starting a budget for the first time. Budgeting Wants and Needs When creating your budget, take the time to separate your wants […]
SMART Financial New Year’s Resolutions
Lose weight … get in shape … get motivated … volunteer more … get out of debt. It is the common refrain heard every January as we make New Year’s resolutions. Sadly, most people’s resolutions fail before the calendar turns to the month of February. How can you avoid this when making financial New Year’s […]
Behaviour Before Math
We are super excited to announce that David Moffatt has published a book. It is called Behaviour Before Math and it is available on Amazon in paperback or kindle versions. Have you ever felt like you couldn’t get a handle on your finances? That no matter what you try you always seem to stay where […]
Will Debt Collectors Settle For Less?
Will debt collectors settle for less? This is a great question that has many moving parts to it. We will quickly break it down in this article, however, please note that we have written an article series dedicated to this topic. You can find it here: Debt Settlement The short answer to this question is […]
Benefits of Invasive Debt Consolidation (Tips For Restructuring with minimal credit impact)
In a perfect world, debt consolidation of any kind wouldn’t be needed. We would all have everything we needed and have healthy bank accounts to go along with them. There wouldn’t be any life events that negatively impact finances, and even if they did occur we would all be adequately prepared for them. We would […]